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Up to 90% of invoice value · 03 of 04

Turn Your Unpaid Invoices into Working Capital

If your business extends 30, 60, or 90-day payment terms, receivables financing lets you unlock the value of outstanding invoices immediately instead of waiting for customers to pay.

How it works

  1. You issue an invoice to your customer as usual
  2. A financing partner advances you a percentage of the invoice value upfront — typically 70–90%
  3. Once your customer pays, you receive the remaining balance minus fees

Best suited for

  • B2B businesses with longer payment cycles
  • Companies with creditworthy corporate customers
  • SMEs that want financing tied to sales performance, not fixed collateral

What's typically required

  • Copies of outstanding invoices or purchase orders
  • Customer payment history
  • ACRA and financial documents

Why work with Reliance Advisors

Receivables financing terms vary widely between providers — advance rates, fees, and recourse terms all differ. We help you compare structures so you're not locked into unfavorable terms just because it's the first offer you saw. For a full walkthrough with real numbers, see our step-by-step guide to how invoice financing works.